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Home/District 12 - Balestier, Toa Payoh/GEM RESIDENCES

GEM RESIDENCES

District 12RCR99 yrs lease commencing from 2015PropertyGuru

Project Details

Address
LORONG 5 TOA PAYOH
Property Type
Condominium
Total Units
578
Est. TOP
2020
Developer
Gem Homes Pte Ltd
Tenure
99 yrs lease commencing from 2015
Price by Bedroom (median, 3yr)
1-Bed
$905,000
10 txns
2-Bed
$1,288,888
42 txns
3-Bed
$1,950,000
28 txns
4-Bed
$2,600,000
7 txns
5-Bed
$2,650,000
8 txns
Median PSF (3yr)
$1926
95 transactions
Normalized PSF
$2,159
Raw $1,926 · Bala 93.9%
vs new D12 launches
-22.2%
Both sides Bala-normalized

About this number

Normalized PSF uses Bala's Table - the Singapore Land Authority differential premium reference for valuing leasehold against freehold. Bala values a fresh 99-year lease at 96% of freehold; the curve drops non-linearly, reaching ~75% at 50 years remaining and ~60% at 30 years.

Below 40 years remaining we stop normalizing because the curve diverges from market reality once CPF withdrawal restrictions and bank LTV cliffs dominate.

A separate 5% adjustment applies to projects whose lease commenced before 2023, reflecting the older strata-area measurement convention (which counted air-con ledges and bay windows).

Source: Singapore Land Authority differential premium reference (Bala's Table).

PSF Trend

Transaction prices per square foot

More projects in District 12 - Balestier, Toa Payoh ->

Investment Signals

Pei Chun Public School (539m)T3Kuo Chuan Presbyterian Primary (1.1km)T3CHIJ Primary (Toa Payoh) (1.3km)T3St. Andrew's Junior School (1.8km)T3Catholic High School (Primary) (1.8km)T1Moderate supply: 1,693 units within 2kmBraddell MRT (504m)Toa Payoh MRT (853m)
Last 3 years
  • GEM RESIDENCESRCR
    Apr 2026 · D12 · 1-Bed · 484 sqft · fl 21-25
    $903,000
    $1,864 psf
    $2,089 norm
    Resale
  • GEM RESIDENCESRCR
    Mar 2026 · D12 · 2-Bed · 775 sqft · fl 06-10
    $1,520,000
    $1,961 psf
    $2,198 norm
    Resale
  • GEM RESIDENCESRCR
    Mar 2026 · D12 · 3-Bed · 1,055 sqft · fl 06-10
    $2,190,000
    $2,076 psf
    $2,327 norm
    Resale
  • GEM RESIDENCESRCR
    Mar 2026 · D12 · 2-Bed · 678 sqft · fl 11-15
    $1,358,888
    $2,004 psf
    $2,246 norm
    Resale
  • GEM RESIDENCESRCR
    Mar 2026 · D12 · 4-Bed · 1,249 sqft · fl 21-25
    $2,820,000
    $2,259 psf
    $2,532 norm
    Resale
  • GEM RESIDENCESRCR
    Feb 2026 · D12 · 1-Bed · 452 sqft · fl 36-40
    $905,000
    $2,002 psf
    $2,244 norm
    Resale
  • GEM RESIDENCESRCR
    Feb 2026 · D12 · 1-Bed · 484 sqft · fl 31-35
    $918,000
    $1,895 psf
    $2,124 norm
    Resale
  • GEM RESIDENCESRCR
    Feb 2026 · D12 · 1-Bed · 452 sqft · fl 21-25
    $870,000
    $1,924 psf
    $2,156 norm
    Resale
  • GEM RESIDENCESRCR
    Jan 2026 · D12 · 3-Bed · 947 sqft · fl 21-25
    $1,960,000
    $2,069 psf
    $2,319 norm
    Resale
  • GEM RESIDENCESRCR
    Jan 2026 · D12 · 2-Bed · 592 sqft · fl 16-20
    $1,150,000
    $1,943 psf
    $2,178 norm
    Resale
  • GEM RESIDENCESRCR
    Dec 2025 · D12 · 5-Bed · 1,313 sqft · fl 01-05
    $2,718,888
    $2,070 psf
    $2,320 norm
    Resale
  • GEM RESIDENCESRCR
    Dec 2025 · D12 · 2-Bed · 570 sqft · fl 31-35
    $1,115,000
    $1,954 psf
    $2,190 norm
    Resale
  • GEM RESIDENCESRCR
    Dec 2025 · D12 · 3-Bed · 947 sqft · fl 01-05
    $1,800,000
    $1,900 psf
    $2,129 norm
    Resale
  • GEM RESIDENCESRCR
    Dec 2025 · D12 · 3-Bed · 936 sqft · fl 11-15
    $1,960,000
    $2,093 psf
    $2,346 norm
    Resale
  • GEM RESIDENCESRCR
    Dec 2025 · D12 · 3-Bed · 936 sqft · fl 31-35
    $2,020,000
    $2,157 psf
    $2,418 norm
    Resale
  • GEM RESIDENCESRCR
    Dec 2025 · D12 · 3-Bed · 1,055 sqft · fl 31-35
    $2,350,000
    $2,228 psf
    $2,497 norm
    Resale
  • GEM RESIDENCESRCR
    Nov 2025 · D12 · 3-Bed · 947 sqft · fl 11-15
    $1,928,000
    $2,035 psf
    $2,281 norm
    Resale
  • GEM RESIDENCESRCR
    Oct 2025 · D12 · 2-Bed · 570 sqft · fl 06-10
    $1,060,000
    $1,858 psf
    $2,082 norm
    Resale
  • GEM RESIDENCESRCR
    Oct 2025 · D12 · 3-Bed · 1,012 sqft · fl 31-35
    $2,200,000
    $2,174 psf
    $2,437 norm
    Resale
  • GEM RESIDENCESRCR
    Oct 2025 · D12 · 2-Bed · 775 sqft · fl 21-25
    $1,501,800
    $1,938 psf
    $2,172 norm
    Resale
ProjectDistRegionBedFloorAreaPricePSF99yr NormDateType
GEM RESIDENCES12RCR121-25484$903,000$1,864$2,089Apr 2026Resale
GEM RESIDENCES12RCR206-10775$1,520,000$1,961$2,198Mar 2026Resale
GEM RESIDENCES12RCR306-101,055$2,190,000$2,076$2,327Mar 2026Resale
GEM RESIDENCES12RCR211-15678$1,358,888$2,004$2,246Mar 2026Resale
GEM RESIDENCES12RCR421-251,249$2,820,000$2,259$2,532Mar 2026Resale
GEM RESIDENCES12RCR136-40452$905,000$2,002$2,244Feb 2026Resale
GEM RESIDENCES12RCR131-35484$918,000$1,895$2,124Feb 2026Resale
GEM RESIDENCES12RCR121-25452$870,000$1,924$2,156Feb 2026Resale
GEM RESIDENCES12RCR321-25947$1,960,000$2,069$2,319Jan 2026Resale
GEM RESIDENCES12RCR216-20592$1,150,000$1,943$2,178Jan 2026Resale
GEM RESIDENCES12RCR501-051,313$2,718,888$2,070$2,320Dec 2025Resale
GEM RESIDENCES12RCR231-35570$1,115,000$1,954$2,190Dec 2025Resale
GEM RESIDENCES12RCR301-05947$1,800,000$1,900$2,129Dec 2025Resale
GEM RESIDENCES12RCR311-15936$1,960,000$2,093$2,346Dec 2025Resale
GEM RESIDENCES12RCR331-35936$2,020,000$2,157$2,418Dec 2025Resale
GEM RESIDENCES12RCR331-351,055$2,350,000$2,228$2,497Dec 2025Resale
GEM RESIDENCES12RCR311-15947$1,928,000$2,035$2,281Nov 2025Resale
GEM RESIDENCES12RCR206-10570$1,060,000$1,858$2,082Oct 2025Resale
GEM RESIDENCES12RCR331-351,012$2,200,000$2,174$2,437Oct 2025Resale
GEM RESIDENCES12RCR221-25775$1,501,800$1,938$2,172Oct 2025Resale

Normalized via Bala's Table (SLA differential premium curve). Fresh 99yr lease ≈ 96% of freehold; below 40yr we don't normalize.

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